personalize your experience with targeted ads. No one can predict the future, but we can celebrate the positive TSP returns as 2023 starts to unfold. 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP account is dependent upon how much you (and your agency or service, if youre eligible to receive your agency match) put into your TSP account during your working years and the earnings accumulated over that time. Ralph Smith has several decades of experience working with federal human resources issues. The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. The table below summarizes the performance and risk characteristics of the five primary TSP Investment Funds [1]. information by using this toggle switch. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. 2023 Ralph R. Smith. Therefore we would not be able to track your activity through the TSP investors choose a fund based on when they expect to retire and start making withdrawals: The first TSP fund became available to investors in April 1987, and others followed in 1988 and 2001. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. The I Fund is the International Stock Index Investment Fund. The Thrift Savings Plan (TSP) is a retirement savings and investment plan for federal employees and members of the military. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Monday, February 27, 2023 Friday, February 24, 2023 Thursday, February 23, 2023 Wednesday, February 22, 2023 Tuesday, February 21, 2023 View the TSP share price history for each of the TSP funds all the way back to June 2003. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. We do not allow you to opt-out of our certain cookies, as they are necessary to The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. Readers have reported unhappy experiences with the new TSP website. More TSP News if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'tspdatacenter_com-box-4','ezslot_3',117,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-4-0'); TheThrift Savings Plan (TSP)is a retirement savings and investment plan for federal employees and members of the military. The C Fund tracks the performance of the S&P 500 index. Preferences menu of your browser. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. A cookie is a small piece of data (text file) that a website when visited by a This may affect our ability to personalize ads according to your preferences. All of this impacted TSP performance last year. Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the visiting for our advertising and marketing efforts. a broadly diversified index of the U.S. bond market. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. Because the U.S. Click on the different category headings to find out more and change our Bloomberg U.S. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. The G Fund had 33.3% of assets totaling $270.1 billion. Aggregate Index. Some TSP forms have been declared obsolete and are now handled differently. The Thrift Savings Plan's government securities (G) fund was the only offering to stay positive last month, increasing 0.28%. The results are showing up in the TSP returns so far in January. Federal government websites often end in .gov or .mil. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). G Fund account balances will continue to accrue earnings and will be updated each business day, and loans and withdrawals will be unaffected. added to the site to enable you to share our content with your friends and networks. performance. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . When comparing investments, a high Sharpe Ratio is preferable. Federally Employed Women Closes Black History Month Pressing for More Progress. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Total expense ratio Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. Aggregate Bond Index. The L Funds strategy is to invest in an appropriate mix of the G, F, C, S, and I Funds for a particular time horizon, or target retirement date. The Sharpe Ratio measures risk-adjusted performance. The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. An official website of the United States government. Advertise | The fixed income bonds in. The Thrift Savings Plan offers five individual funds in which to invest: The G Fund is the Government Securities Investment Fund. When you visit our website, we store cookies on your browser to collect You cannot opt-out of our First Party Strictly Necessary Privacy Policy | They are designed designed to let you invest your entire portfolio in a single L Fund and get the best expected return for the amount of expected risk that is appropriate for you. NEXT STORY: . TSP Returns in 2022: One Fund is Up and One Down 13.30% As was the case at the end of January, all of the TSP Funds are showing negative results with the exception of the G Fund which has gained 0.24%. determining the most relevant content and advertisements to show you, and to monitor site traffic and Here is a summary of improvements that are on-going and planned for the near future. TSP has an obligation to disclose these cookies. Five are individual stock and bond funds, and the others are target retirement date funds. BlackRock Institutional Trust Company, N.A.State Street Global Advisors Trust Company (effective 6/21/2021). More specifically, we use cookies and other tracking This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. The site is secure. The leading sector in the International fund is the financial sector and many banks in Europe are in deep trouble and explain the $120 billion per month of money printing by the European Central Bank today. The investment mix of each L Fund becomes more conservative as its target date approaches. Completion Total Stock Market (TSM) Index. Privacy Policy | The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. The federal government matches TSP contributions up to the first 5% of your salary. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. Any abuse of the API may result in the revoking of your API token. Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). What it Takes to Be a TSP Millionaire in . Advertise | user asks your browser to store on your device in order to remember information about you, such as your Some competitors keep changing their strategies, others not listed do not even provide their returns, and finally, some trade more than two times a month. Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. F Fund returns move up and down with the returns in the bond market (market risk). You can usually find these settings in the Options or If you want to opt out of all of our lead reports and lists, please submit a The Fixed Income Index Investment (F) Fund. The old industrial sectors only account for 16% of the SP500 and 21% of the S fund today, but 30% of the TSP I fund. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. The S Fund has greater volatility than the C Fund. (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. Supplementary cookies support additional functionality such as analytics. Five are individual stock and bond funds, and the others are target retirement date funds. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. 2022 TSP fund performance was dismal. The indexes we use do not account for fund expenses, so earlier returns are slightly higher. As of 3/2/2023, the fund has a compound annual growth rate of 5.2%, annualized standard deviation of 4.0%, and Sharpe Ratio of 0.24. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. content and messages you see on other websites you visit. The site is secure. FedSmith.com. At the end of December 2022, the G Fund had 40.3% of assets totaling $292.6 billion. privacy request at our Do Not Sell page. We also share information about your use of our site with our social media, advertising $0.200/$1,000 account balance 0.020% (2.0 basis points). G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. your data under the CCPA. At the end of 2021, FERS had a participation rate of 94.1% and uniformed services had a rate of 73.7%. What few realize is the TSP C fund (SP500 index) is geographically diversified in the right way. If there is any commercial interest in the API, please contact Daily TSP directly to make an appropriate arrangement. It's calculated by subtracting the risk-free interest rate from the rate of return for a specific fund, and dividing the result by the standard deviation of the fund returns. Aggregate Investment Grade Bond Index, a broad index representing the U.S. bond market. Because the U.S. information. Follow Ralph on Twitter: @RalphSmith47. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. It offers you the potential to earn the higher investment returns associated with equity investments. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. cookies (and the associated sale of your Personal Information) by using this toggle switch. Hopefully, TSP investors will be looking at a good return on their investment for the year after a disappointing 2022. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. 2023 Thrift Savings Plan Maximum Contribution Limits, 10 Thrift Savings Plan Mistakes Federal Employees Should Avoid, Bloomberg Barclays U.S. The charts below show the historical performance and risk of investing in the TSP I Fund. Or, use the checkboxes above to show only the funds you want to see. website. Aggregate Bond Index, a broad index representing the U.S. bond market. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. Less investment risk. They select a large representative sample of the various types of asset-backed, U.S. government, corporate, and foreign government securities included in the overall index. View historical monthly performance of all TSP funds all the way back to 1988. The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. FedSmith.com. The site is secure. While the year is still young, the TSP performance so far in 2023 is off to a good start. This is a market index of small and medium-sized U.S. companies that are not included in the S&P 500 Index. Completion Total Stock Market Index. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. So far this year, the F Fund has gained 0.58%. etc.). At the end of December 2021, the C Fund had 40.3% of the TSP assets totaling $326.8 billion. For more information about the First and Third Party Cookies used please follow this link. As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. Compliment? In fact, the central bank is preparing to slow rate increases for a second consecutive meeting. The F Fund is the Fixed Income Index Investment Fund. I agree to the use of my personal data by Government Executive Media Group and its partners to serve me targeted ads. Privacy Policy to learn more. it is not feasible for the F Fund to invest in each security in the index. These funds are a mix of the five core TSP funds (G, F, C, S, and I). Drawdown: the peak-to-trough decline in the TSP fund value, measured as a percentage between the peak and the trough. Those cookies are set by us and called first-party cookies. You can usually find these settings in the Options or Preferences menu of your TSP has an obligation to disclose these cookies. This may impact the Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. We also use cookies to personalize your experience on our websites, including by The overall risk is relatively low in comparison to certain other fixed income investments in the market because the F Fund includes only investment-grade securities. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. Get the latest pay and benefits news delivered to your inbox. Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds performance. There are only two things required to double your TSP account over time. Comment? It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. You can join other TSP participants on our popular TSP . The table below shows the performance of the new Lifecycle Funds, which became available in July 2020: As of June 2022, Thrift Savings Plan participants can also invest part of their account balance in mutual funds, through the TSP Mutual Fund Window. International Stock Index Investment (I) Fund. Likewise, all of the TSPs lifecycle (L) funds, which shift toward more stable investments as participants get closer to retirement, lost ground last month. Obviously, these are large amounts of money. Daily, monthly and annual TSP performance, rates of return, and daily TSP share prices are among the data provided, and we also offer a free email newsletter with a weekly update on the TSP funds' performance. By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service An official website of the United States government. Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement Privacy Policy | The C Fund total decreased by $63.9 billion during the year. . Yes, I want to receive occasional updates from partners. Social media cookies are set by a range of social media services that we have Subscribe to our free email list to get our news updates in your inbox. You can set your browser to block or alert you about these cookies, but some parts As of 3/2/2023, the fund has a compound annual growth rate of 5.6%, annualized standard deviation of 17.8%, and Sharpe Ratio of 0.16. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. It tracks the performance of the Dow Jones U.S. The TSP I fund is higher weighted in Finance and the old economy sectors which have underperformed. It invests in bonds which track the performance of the Bloomberg U.S. Our goal is to add 1% more yearly to your TSP plan. TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. The G Fund is often thought of as the "safest" TSP Fund as it never goes down. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. Fees & More Info Fees as of 12/31/2022 While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. Rights link. TSP has an obligation to disclose these cookies. The table below compares TSP Coach returns to all the major TSP allocation plans minus fees. The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. It invests in bonds which track the performance of the Bloomberg U.S. see some advertising, regardless of your selection. The TSP Portfolio Tracker application wasdiscontinuedon December 31, 2020 and is no longer in service. The U.S. As federal employees or individuals, we do not profit from our efforts but wish to recover basic expenses. The charts below show the historical performance and risk of investing in the TSP F Fund. On December 31, 2022, the index included 13,133 notes and bonds. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). The TSP Lifecycle Funds are target retirement date funds, invested in a professionally designed mix of the five individual TSP funds (G, F, C, S, and I Fund). The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. language preference or login information. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. Functionally, the TSP operates nearly identically to a 401 (k). TSP Fund Performance. All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. These cookies are not used in a way that constitutes a sale of TSP performance is down in February 2023 but still up for the year-to-date. The TSP's C Fund bounced back in March with a return of 3.72% after losing 2.99% in February. traffic on our website. However, in practice the difference is not significant: the TSP funds have extremely low expense ratios (0.027% per year as of this writing). cookie banner and remembering your settings, to log into your account, to redirect you when you log out, The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. Focus on active risk management and capital preservation. There are 10 active TSP Lifecycle Funds, and two retired funds. You may exercise your right to opt out of the sale of personal In TSP Talk you will get information on each of the TSP funds including market analysis, TSP fund returns, and recommended TSP fund allocations. This is a broad index representing the U.S. Government, mortgage-backed, corporate, and foreign government sectors of the U.S. bond market. Terms of Use | The interest rate paid by the G Fund securities is calculated monthly, based on the market yields of all U.S. Treasury securities with 4 or more years to maturity. ensure the proper functioning of our It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. My Federal Retirement is not affiliated with the U.S. Federal Government. By the end of 2022, the total TSP fund returns were negative for all of the TSP stock funds. Completion Total Stock Market Index. intended if you do so. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. Terms of Use | A description of each of the TSP funds is here. Aggregate Bond Index (, Dow Jones U.S. January 2023 What Are the Core TSP Funds? The S Fund is the Small cap stock Index investment fund. They do not store directly personal information, but are based on uniquely identifying your browser and The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. This index includes over small and mid-sized 3000 companies. In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program.