ct teachers' retirement payment schedule 2022

Salaries for other popular professions in, Anadditional $3,500 per year in Hartford (, An additional $2,500 one time bonus in Stamford (, Earn third year teacher pay in your first year in Waterbury (, Paid personal & sick days during the school year. Fears of transmission have interfered with the well-established patterns of cycling in recent retirees to fill substitute positions, and interfered with the pool of other support staff who play a vital role in our school, Yordon wrote. Maintaining your pre-retirement living standard usually requires an income from various sources. We were so fortunate to have her spend more than four years here surrounded by such caring people. A student and a teacher read together at Kelly Elementary School in Portland in October, 2022. Prior to joining CT Mirror Keith was State Capitol bureau chief for The Journal Inquirer of Manchester, a reporter for the Day of New London, and a former contributing writer to The New York Times. You might earn a lower total amount as a rural teacher than you would in a large citybut remember, your daily expenses will also be lower in a rural area. You can increase your knowledge and your pay through additional classes after you become a teacher. tn`:6 An additional 0.125% off already below-market interest rate loans. But in January, Graham retired early. A historical payment is headed to Connecticut's pension plan. [RELATED: Report: CT reduced its debt by 7.4% over past year]. Here are the days payments will be issued this year: 2022 pension payment schedule 2023 pension payment schedule Cost-of-Living Adjustment COLA A COLA is an adjustment to your monthly benefit after you retire. Teacher Pension Plans Are Regressive, in Connecticut and Elsewhere. The trend is impacting districts in Connecticut. Photograph by Mark Mirko | mmirko@courant.com, Sheena Graham, the 2019 Connecticut Teacher of the Year, retired at the end of January, years before she expected due to a mix of COVID-19 and other built-up tensions. if you stop teaching in an Alliance District school, youll keep your refinancing, but your interest rate will increase by 3%. Building your skills can increase both your knowledge and your pay. The proposed Region 18 project to replace HVAC systems and bring buildings to code is currently estimated at $27.3 million for the districts 41 pre-K 5 classrooms an eye watering $666,000 per classroom, after state subsidies. 0000002311 00000 n 0000052347 00000 n 24248 Breckenridge Ct, Diamond Bar, CA 91765 is for sale. People also searched for these near Diamond Bar: See more retirement homes near Diamond Bar. This January proved to be dizzying for teachers and school staff across the state. General knowledge of Commercial Lines products and systems. Subscribe to Topics Related to Teachers' and State Employees' Retirement System (TSERS) (RSS feed) Contact Information. Connecticut Teachers Retirement Board Benefit Estimator. CT.gov. )$[T2%o&# 4?o p@* CTDOL.state.ct.us. "Written Agreement Between the Waterbury Board of Education and the Waterbury Teachers' Association, CEA-NEA." For me, the big [test] is growing the economy, he said. 2516 26 endstream endobj startxref Ned Lamont and legislators to accelerate the exemption of all pension and annuity income but only for some filers. The Risk Factor models are designed to approximate risk and not intended to include all possible scenarios. And while many friends have encouraged him and his wife, Patricia, to leave Connecticut, where their retirement dollars might stretch farther, Gouzie said they still love Connecticuts southeastern corner. 0000005480 00000 n Photograph by Mark Mirko | mmirko@courant.com, Before the pandemic, Sheena Graham was planning to teach for at least another five years, if not 10.. Recommend and implement improvement to procedures/workflow between functions and field office. (2) The chart below shows sample salaries for Connecticut teachers with a decade of experience and a master's degree. '*. (Note: The home must be your primary residence. Osten was referring to a decision last spring by Gov. Monthly pension payments are direct deposited on the final business day of each month. To qualify, youll need to: Teachers in certain shortage areas, including math, science and special education can receive up to $17,500. 45 0 obj <> endobj Minority Republicans in the state House and Senate also are expected to renew many of the tax-cutting ideas they pitched last spring. In other words, the lack of benefit portability will hurt the long-term retirement savings of any educator who leaves teaching altogether or who crosses state lines to work in another state. The median teacher salary is around $79,742, and most teacher incomes are on the rise. In Connecticut, teachers are a part of the Connecticut Teachers' Retirement System (CTRS). For pension recipients participating in the direct deposit program, the check date/deposit date is the date on which your net benefit will be deposited in and available from your financial institution. As you compare your job with salaries around Connecticut, its good to factor in the cost of living in your region. Keith has spent most of his 31 years as a reporter specializing in state government finances, analyzing such topics as income tax equity, waste in government and the complex funding systems behind Connecticuts transportation and social services networks. The annual base salary range provided for this position is a nationwide market range and represents a broad range of salaries for this role across the country. Graham said she wasnt sleeping, instead racking her brain for ways to help her students, who she could tell were also struggling. Salary numbers are important information, but you may also be wondering how teacher incomes compare to other professions. Dr. Alan Bookman, superintendent of Glastonbury Public Schools, said that two teachers have already indicated they will leave, but not retire, at the end of the school year. The type of COLA you are eligible for depends on your retirement system and plan. 0000068155 00000 n For Active and Inactive Teachers. Additional Locations: Diamond Bar, CA, Walnut Creek, CA, Centennial, CO, Alpharetta, GA, Naperville, IL, Hunt Valley, MD, Braintree, MA, Saint Paul, MN, Kansas City, MO, Melville, NY, Charlotte, NC, Franklin, TN, Richardson, TX, Best Retirement Homes in Diamond Bar, CA 91765 - Regency Grand at West Covina, Brookdale Walnut, Diamond Crest Guest Home, Oakmont of Chino Hills, Vine Residence, Emeritus at Brea, Masonic Homes, Aegis of Chino Hills - Senior Retirement Community, Brookdale Brea, Oak Park Manor The chart below shows sample salaries for Connecticut teachers with a decade of experience and a masters degree. There was an error and we couldn't process your subscription. Amortization cost: The annual cost of a pension funds contribution toward any unfunded liabilities. 0000000016 00000 n %PDF-1.6 % The schedule for mailing checks and direct deposit dates through December 2023 is now available. To learn more about our comprehensive benefit programs please visit http://careers.travelers.com/life-at-travelers/benefits/. Influence, collaborate and recommend discussions with business partners. My concern for the profession is going to be, if there isnt a way to address [the challenges], were going to see a lot more educators leave, Graham said. COVID-related concerns last year caused many experienced teachers with chronic but well-managed health concerns to retire or resign prior to their previously anticipated dates, Mary Yordon, vice president of Prek-12 educators with AFT Connecticut, said in an email. The Hartford Public Schools district saw more retirements than we expected to see at the end of last school year, Superintendent Dr. Leslie Torres-Rodriguez said. This home has a low noise level for the surrounding area. the payment will consist of $1.9 billion into the State Employees Retirement Fund and $900 million into the Teachers' Retirement Fund. Retirement Payment Schedule Retirement benefits are payable on the last state business day of each month. ", All "Retirement Homes" results in Diamond Bar, CA, "and visiting other retirement homes in the past month, I found that The Regency was on strict lockdown and very unethical for those with covid. Education is an investment in our communities and our economy, and we need to look at it that way, Dias said. Each district has its own teacher salary. The longer youve worked in the school system, the more youll receive in retirement. Create and maintain a collaborative relationship with field partners that supports local strategies. More deposits into pension funds will be coming later in the year. How Are Teacher Pensions Calculated in Connecticut? Payroll Schedule 2023 Office of the Comptroller's Mailing Schedule for Teachers' Retirement Annuity Checks TRS pays in arrears. single-family home with a list price of $1488000. Claim your home and get an email whenever there's an It makes no sense, said Osten. July 1, 2018 - June 30, 2021. 0000005251 00000 n GreatSchool Ratings compare a school's test performance to statewide results. Staff shortages forced some districts to close. Located within the award winning Walnut Valley School District, this gorgeous property is one of the largest floor plans in the community, featuring a spa School data provided by National Center for Education Statistics, Most Americans depend on Social Security benefits to lead a comfortable and secure retirement. endobj Posted Date: February 28, 2023 "Agreement Between Norwich Board of Education and Norwich School Administrators Association." Get new interest rates of 0.75-2.49%, including the 3% subsidy. If those pensions were exempt from taxation, those retirees would be more likely to remain in Connecticut, she said. %PDF-1.7 % Changes to state employee retirement benefits will go into effect in July of 2022 ! The remaining 27.5 percent state contribution is to pay down the pension fund's debt. Even if [teachers] havent yet put their resignation letters in, the conversations were having with educators is them looking at options, looking at other spaces they could be viable in the workforce, she said. Not only did [the students] lose the space they would have been in, but we lost each other, she said. Instead, it is determined by a formula based on their years of experience and final salary. In mid-January, Connecticut teachers dressed in black for a walk-in protest before school to call attention to their concerns over coronavirus safety. Rep. Sean Scanlon, D-Guilford, who will become state comptroller on Jan. 4, has pledged to renew his push for an ongoing state income tax credit for low- and middle-income families with kids an idea that already has broad-based support. xref Working knowledge of Pricing and Actuarial techniques. As a classroom teacher, you can grow into specialized leadership roles, such as a peer observer or mentor teacher position. After decades of Connecticut failing to make adequate contributions, our teachers pensions are only 51.3% funded. However, teachers taking that option have their benefits reduced based on their years of experience and how early they are retiring. Average salary refers to what allteachers make, on average. Keith is a graduate of and a former journalism instructor at the University of Connecticut. Travelers reserves the right to fill this position at a level above or below the level included in this posting. If we had put the construction subsidies into the pension fund (based on the historical investment performance), the teachers pension plan would have $18.2 billion in additional assets and, today, our teachers would be looking at a secure retirement with a fully funded pension plan. Take a leadership role in the development of workflow practices across Select Product Management that reduce redundancy and establish consistency. (1) Thats one of the fastest-growing salaries in the nation! When you work at Travelers, lifes most important moments become your lifes work. We provide a number of resources to help you stay on track! Mentor teachers are key leaders to help student teachers and early career teachers build their skills. hmo6?n(DJ@N$Cdqmi[,&;Y These administrative roles also come with their own salary schedules and salary bumps. Collective Bargaining Agreement Between the Hartford Board of Education and The Hartford Federation of Teachers, Local No. As an educator, you can grow your careerand your salaryby moving into an advanced teaching role, getting licensed to teach additional subjects, becoming a school or district leader, working on education policy The skys the limit! Extra financial supports, like loan forgiveness and housing assistance programs, can also help you build a comfortable life as a teacher. . Click here for the full schedule. If you are a candidate and have specific questions regarding the physical requirements of this role, please send us an email so we may assist you. Please reload the page and try again. Her passion for teaching part of what earned her recognition as Connecticuts Teacher of the Year in 2019 hadnt waned in nearly 40 years. National Education Association. 0000048003 00000 n Teachers are in high demand across Connecticut, and the number of teaching opportunities is projected to grow in the coming years. Teachers' Retirement System of the City of New York 55 Water Street, New York, NY 10041 www.trsnyc.org 1 (888) 8-NYC-TRS . About 55% of teachers surveyed by the National Education Association in January said they now planned to leave the profession earlier than expected due to the effects of the pandemic an increase from 37% in the fall. Teacher Loan Forgivenessbenefits public school teachers with federal student loans. Explore our Planning for Retirement timeline, tier placement map, retirement calculators, and more. For example, a teacher who retires at age 60 with 25 years of service and an average salary of $ 60,000 would receive an annual benefit of . If you teach a different subject, you can still get up to $5,000 in forgiven loans. The benefit formula is: 2% x Years of Service x Average Salary. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> Thus, for example, a teacher who retires at age 62 with 15 years of Connecticut teaching service and an average salary of $60,000 would have his benefit calculated as follows: 15/10 = 1.5. Sen. John Fonfara, D-Hartford, and Rep. Maria Horn, D-Salisbury, who co-chair the tax-writing Finance, Revenue and Bonding Committee, both said they expect to have their hands full. But, then, in many of the years between . 0000048619 00000 n The departments talent office has continued to recommend policy changes to break down the barriers to certification, and several other programs aim specifically at increasing teacher diversity. skD(bGMs@O Pitney Bowes, and GreatSchools Independent for reference only. Its real money for people.. The law does exempt all Social Security for single filers with incomes less than $75,000 and joint filers less than $100,000. The State Employees Retirement System is based on a Connecticut state law enacted in 1939. A retired person with a . September 22, 2022 September 21, . Visit the, By joining our mailing list, you agree to our, Will, Madeline. Districts will offer a higher paying job to teachers with advanced degrees, such as a masters or doctorate. Lamont has said he is considering various tax relief options, but they also have to be weighed against the states long-term financial goals. Among professions that require a bachelors or masters degree, Connecticut teacher salaries are comparable to or even higher than many other fields. Educators dont like to leave in the middle of the school year, so to see those middle-of-the-year resignations really is an indication of burnout, and frustration and disappointment, Dias said. Social Security, Teacher Pensions, and the Qualified Retirement Plan Test. This position in Select Accounts (Business Insurance) will develop data and analytics that support growth and profitability in a region, or part of a region. 2023 January COLA Increase Approved . Numbers were higher among teachers of color. Bachelors degree in business management, mathematics, management information, finance, actuarial science, economics or other analytics related field preferred. Qualifying fields include government service, nonprofits and public education. The U.S. Department of Housing and Development offers a discount of 50% from the list price of qualifying homes. Thorough Knowledge of Microsoft office products (Excel, Word, Powerpoint) required. After speaking with a group of teachers, Sheena Graham, the 2019 Connecticut Teacher of the Year, leaves the Mark Twain House on Tuesday. Teacher pension plans are regressive, and Democrats are often the ones fighting to preserve systems that deepen financial inequities. Youre not poor, youre not rich, but youve got enough money to move, she said. This excludes any debt cost. 0000003678 00000 n For example, a teacher who works for 25 years with a final average salary of $70,000 would be eligible for an annual pension benefit worth 50 percent of their final salary. ZoqS=oQG+zaX!Q>`qOXnxkUUSak\qTZ[l!/dvu01&a~;BzID-1= lKj3Jym19 S{,%G*WZ($tN }rc['@s 4mQi$l7c(D"Kxh32& EJ"^XisQm;#^\A@D8h7 Z8ou7|yj[YBfo$ M=9| This rotation presented a safety concern for Graham, who carries an EpiPen for a latex allergy and had to be sure each new classroom didnt pose a risk. . Now is a great time to become a teacher. The basic structure of Connecticut's teacher defined benefit (DB) pension is similar to that of other states. State statute provided a ramp-up schedule to full payment of the ARC by 1993. [UO!$\ +4FgAX #owb>e("}J"N1q~!;1Kw'wOzigJX!WEqq g ./CLO_c/hP74 Some districts offer summer positions for teachers, such as summer school classes or curriculum development jobs. This propertys flood risk is not changing. The exemption for pensions and annuities was another key step, said Nora Duncan, executive director of the Connecticut AARP. It was hard for Graham, too, but she didnt leave a class in the middle of the year. Looking for more tax information and tips? Grahams sentiments are reflected in national surveys, which indicate that feelings of burnout and frustration among teachers are becoming pervasive. (, Alliance District Teacher Loan Subsidy Program, Connecticut Higher Education Supplemental Loan Authority. Then we were the enemy.. Originally set to take full effect in 2025, a 100% exemption now applies right away for singles with with incomes less than $75,000 and couples with less than $100,000. <> Gouzie, 82, has lived in the Gales Ferry section of Ledyard since 1965. Like most states, teachers need to serve a number of years before qualifying for a pension. Magnet schools get 100% funding and have no cost limits. In Connecticut teachers receive comprehensive medical, dental and vision insuranceplus vacation time, secure retirement plans and vacation time. This this is typically due to the same business receiving both first and second-draw loans, but may also include similarly named but unrelated businesses, multiple branches of the same business, mistaken multiple applications, or potential fraud. Osten, whose district includes several New London County communities where the defense industry remains strong and private-sector pensions still can be found is leading a push to reform state income taxes on retirement earnings when the regular General Assembly session convenes Jan. 4. Average salary refers to what all teachers make, on average. We get more sales tax.. Sen. Cathy Osten, D-Sprague, and Sen. Paul Formica, R-East Lyme, during a 2019 Senate debate. trailer The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Spacious and elegant, this Diamond Bar home is the perfect place for you to enjoy the California lifestyle overlooking mountain and valley views. [RELATED: Connecticuts coffers continue to swell, despite global economic woes]. All Rights Reserved. That means helping families feel secure, businesses to prosper, knowing that youve made a difference, and feeling like you belong to something bigger. The former defense engineer was less thrilled, however, when he learned he and his wife would receive zero benefit from the change despite earning just a few dollars more than the $100,000 eligibility cap. 2 0 obj Dr. Alan Bookman, superintendent. retirement allowance payments under this plan if one . (2) The chart below shows samples of 2021-2022 salaries for entry level teachers around Connecticut. xZGVhdM%HGG 3tTUmflk]$UUWW}nzL~2]gu|x?Y6*?]+v.Hspvn_?Ms=v$nGB%$ql:?Glczn[hno)b uIDRR;&;mNpeEU22x.=!mE!e0dg(y+iA1YSqua)0#sp(G)z%iTn/'cmLwv|p Read on, or download the full report. 2516 0 obj In 2020, Connecticut's average teacher starting salary was $46,905. Where did the education dollars go? 2019 - 2023. Nineteen districts participate in Educators Rising, a program aimed at informing high school students about careers in education, and TEACH Connecticut provides resources for would-be teachers pursuing their certification. With that in mind, new and current teachers in Connecticut should think carefully about their career plans and how they interact with the state's retirement plan. 3 0 obj 1099R Forms for 2022 Distributions 01/10/2023. Taxpayers with greater incomes qualify for a 75% exemption. 0000048782 00000 n A 2018 report by the Connecticut State & School Finance Project found that construction costs grew 64% faster than inflation from 2000 to 2012 hitting $458 per square foot in 2013. A good example of these incentives at work was a recent public hearing for Region 18 where the consulting architect urged the school board to focus on the net cost to the district ranging from $42 $63 million, not the total cost of the proposed project. endobj Welcome to the Connecticut Teachers' Retirement Board. This. <>/Metadata 1062 0 R/ViewerPreferences 1063 0 R>> Retirement Information for Retirees and Survivors (MSRB) . But that also means many tax-cutting proposals could be competing for legislators attention. Enter your email to get the updates that matter. We are proud to serve Connecticut educators by providing a comprehensive retirement . Planning ahead can help ensure a smooth transition into retirement. How Much Does Connecticut's Teacher Pension Plan Cost? Our children should have a safe comfortable learning environment, but Connecticut doesnt need any more monuments to ego. If youve worked full-time in a public service field for 10 years, you may qualify to have your remaining student loans forgiven through the Public Service Loan Forgiveness. Buying a house is expensive, but there are resources to help teachers find a home in the community where they teach. The whole idea of [fiscal] cliffs in our government and thats not just in the tax world produces all kinds of bad incentives and bad policy, Horn said. Sprague lawmaker says pension, annuity exemption needs to expand, Click to share on Facebook (Opens in new window), Click to share on Twitter (Opens in new window), Click to share on LinkedIn (Opens in new window), Click to email a link to a friend (Opens in new window). <>stream Shes healthy and still active. For Employers. Taking care of our customers, our communities and each other. Whoops! While educators qualify for a pension after 10 years of service, the pension may not be worth all that much. Visit our Teacher Career Path Guide for more ideas and options. stream These are some retirement homes with a large number of reviews near Diamond Bar, CA: Park Regency Retirement Center (32 reviews). Connecticuts average teacher salary in 2021 was $79,742. The state sets specific windows when teachers can retire with benefits based on age and years of experience. By proceeding, you consent to receive calls and texts at the Ability to develop strong working relationships with business partners including business service centers, information technology, claim, actuarial, etc. You can get up to 100% of your Perkins loans forgiven if you teach a shortage area subject in a school that serves low-income students. Forty percent of all public K12 teachers are not covered under Social Security. In every state, a teacher who leaves prior to vesting is eligible to withdraw his or her own contributions, sometimes with interest, but few states allow those employees to collect any portion of the employer contributions made on their behalf. 0000003224 00000 n The State of Connecticut understands this and provides you with retirement benefits through the Connecticut State Employees Retirement System. Among all Americans over age 65, Social Security makes up more than half of their household income.[1]. "The staff at this facility provided excellent care in a compassionate and nurturing manner towards my grandmother. =T T\;ZXm-)!,x $D\B\ QK/QC}O{T\wmbo`KvYG " Interested in coaching the chess club or earning an advanced degree? Teacher Salaries Are Increasing. You can also earn bonuses when you earn your National Board Certification: Most districts offer extra pay for teachers who lead certain extracurriculars, especially at the middle school and high school levels. As a result, Connecticut has struggled to control school construction costs. CareerOneStop.org. 0000005080 00000 n Access to COVID-19 tests and masks was sporadic amid surging demand, and educators called for a remote learning option. ), Now is a great time to become a teacher. In 2015, the percent was 10%, however, starting in 2016, the deduction amount was raised to 25%. School or district leadership positions can be a great next step. Seamus McAvoy may be reached at smcavoy@courant.com. A Teach Connecticut coach can tell you all about teacher salaries, teaching programs and more. This propertys wildfire risk is increasing. 0000002728 00000 n But shes not totally without worry, particularly for the future of teachers in the state. While school construction is necessary, and many schools, particularly in poorer rural and urban areas, are utilitarian, examples of extravagance abound: To add insult to injury we now find that the Department of Construction services is involved in bid rigging and no-bid contracts with Konstantinos Diamantis, of the states Office of Policy Management, telling districts that if they wanted projects approved they must use construction companies he chosefor no-bid contracts. All rights reserved, 2022 The Travelers Indemnity Company. Graham retired at the end of January, years before she expected due to a mix of COVID-19 and other built-up tensions. endobj Connecticut's average teacher salary in 2021 was $79,742. Receiving Your Benefit. Despite the onslaught of pandemic-related challenges dating to 2020, not every point of frustration comes back to the virus. In general, your teacher salary will be determined by your experience level, the type of certificate you earn and your location in the state. Strong Organizational and Time Management Skills. Connecticut Tax Breaks for Other Retirement Income Beginning in 2022, income from a pension or annuity is exempt for joint filers with less than $100,000 of federal adjusted gross income and. Senate Bill 1, introduced by Democratic leaders in mid-February, includes more funding for school social workers and supports the expansion of school-based health centers. Across the nation, first-year teacher salaries are on the rise. All special education teachers and special education aides in Oregon would receive 20% premium . Don't neglect these 6 maintenance tasks - or else, Debunked! number you provided, including marketing by autodialer and prerecorded and artificial voice, and Calculating Teacher Pension Wealth in Connecticut. Strong Critical Thinking Skills Able to take limited conceptual direction and deliver high quality work on time. Get CT Mirror emails in your inbox daily. (, Bilingual education (elementary or secondary), Math and science (middle and high school), Teaching English to Speakers of Other Languages (TESOL,all grades), Find a full list of shortage areas on our, Want to learn more about career growth possibilities for teachers? Over the past 20 years, according to state government data, Connecticut spent $7.6 billion subsidizing school construction. To deduct the federally taxable pension, go to the federal 1099 screen and . Vesting period: The number of years a teacher must teach before becoming eligible to receive a pension. Making Connecticut more competitive means making the state more affordable for all residents.. Cohorting also meant Graham found herself teaching choir to students who never signed up for it. Environmental risk data is provided by Risk Factor, It also helps districts retain top-notch educatorsso its a win-win for everyone. When you make a payment toward your student loan, Travelers will make an annual contribution into your 401(k) account. Fastest Growing Occupations in Connecticut, All Levels. As with most state pension funds, Connecticuts teacher retirement system provides the greatest benefits to teachers who stay the longest, while leaving everyone else with inadequate benefits. [RELATED: CT child tax rebate claimed by more than 70% of eligible households]. Retirement: Travelers matches your 401(k) contributions dollar-for-dollar up to your first 5% of eligible pay, subject to an annual maximum. Pension wealth is derived from a formula. (2). 2022 56 2023 70 2024 84 2025 and thereafter 100 Teacher's Retirement System (TRS) Pension Income Beginning with the 2021 tax year, taxpayers can deduct 50% of TRS pension income from their Connecticut taxable income (CGS 12-701(a)(20)(B)(xx)). (, In Connecticut, youll receive retirement funds through the Teachers and State Employees Retirement System. Thats one of the fastest-growing salaries in the nation! The Sprague lawmakers top goal is to exempt all retirement earnings from taxation. Want to learn more about career growth possibilities for teachers?

ct teachers' retirement payment schedule 2022 2023